Decisions Get Better Thanks to Conflicts
Normalise disagreement; it’s expected and normal. Emphasise the importance of collaboration and improvement. Define rules for conflicts:
– Focus on issues, not individuals.
– Respect differing perspectives.
– View conflict as a sign of engagement, not dysfunction.
AI for Retirement Planning in 2025
AI Retirement Planning so you have fewer worries about your pension. Having a plan can reduce stress. Simplicity is key to keeping your mind clear of doubts and fears. Keep calm and become wealthy.
The Winners of 2024 Portfolio (and Why You Need ETFs)
ETFs, as long as they are low-cost and well-diversified, are a great way to build your smart investment portfolio. 2024, like many years before, showed that you need to spread your eggs over many baskets and that individual stocks can be a minefield. Diversification in investing is a strategy that involves spreading your investments across […]
Hong Kong ETFs – 25 years
Hong Kong Exchange is expanding its ETF offering fast. This is good news for investors based there: lower costs & better returns.
Investing & Risk Tolerance – people miss the much bigger picture
Risk tolerance should not only focus on investing – also take your career and oter life risks into account.
The Importance of Investing
In the parable of the talents (Matthew 25:14–30), a master entrusts his property to three servants before leaving on a journey. Each servant receives talents according to their abilities: one gets five, another two, and the last one. Upon the master’s return, the first two servants report they have doubled their talents and are rewarded. […]
Insights on AI Startups
Many readers asked, ‘There must be interesting areas in AI,’ and ‘What do you think they are?’ – I still don’t think it is wise to invest in specific AI companies as an individual investor (and stick to low-cost, widely-diversified ETFs), but if you want to hear where I think are still some opportunities, here […]
Fads: AI – Navigating the Hype
Nvidia is the most frequently mentioned stock now. Everyone talks about AI, and Nvidia is the beneficiary. But we need to be careful with hype or fads—it is better to be well-diversified and not overestimate the fashion of the day. Not surprisingly, also for AI, the first canary in the coal mine1 has arrived. 1. […]
The Finance Industry Works Against Most Investors
People working in Finance get paid primarily for what they do, not how effectively they do it. Traditionally, this is in the form of upfront fees and commissions, regardless of the outcome for investors. Investment banking and underwriting make even more money for bankers long before the ultimate success or failure of the transaction is […]
How to Build Wealth?
We often make bad decisions based on poor quality information. Sometimes we have too little information, and sometimes it is too complex or confusing and incomprehensible. It can be too hard to digest. Often, we cannot foresee the full consequences of our choices. It is especially hard when you must decide now, and accept that […]